DR. SURESH SHANBHOGUE*; B. RAMESH** *Directorate of Planning Statistics and Evaluation, Government of Goa, Junta House, Panaji, Goa – 403001. **Department of Commerce, Goa University, Taleigao Plateau, Goa.

PADMINI TOMER*; DR. R.S. ARORA** *Continental College of Higher Studies, Jalvehra, Fathegarh Sahib, Punjab – 147001. **Department of Commerce, Punjabi University, Patiala, Punjab – 147001.

*Department of Management Studies, School of Management, Pondicherry University, Pondicherry – 605014, India. **Department of Management Studies, School of Management, Pondicherry University, Pondicherry – 605014, India.

ER. S. YAVANA RANI*; DR. M. JEYAKUMARAN** *Department of Business Administration, Kalasalingam University, Krishnankoil – 626126, Virudhunagar District, Tamilnadu, India. **Department of Business Administration, Kalasalingam University, Krishnankoil- 626126.

SHELLY SINGHAL*; SHILPA MEHTA**; GAURAV KAMBOJ*** *Maharaja Agrasen Institute of Management and Technology, Jagadhri, Haryana, India. **Geeta Institute of Management and Technology, Panipat, Haryana, India. ***Maharaja Agrasen Institute of Management and Technology, Jagadhri, Haryana, India.

SHELLY SINGHAL*; SHILPA MEHTA**; GAURAV KAMBOJ*** *Maharaja Agrasen Institute of Management and Technology, Jagadhri, Haryana, India. **Geeta Institute of Management and Technology, Panipat, Haryana, India. ***Maharaja Agrasen Institute of Management and Technology, Jagadhri, Haryana, India.

RUDRA SAIBABA*; R. SRIDHAR** *Mahatma Gandhi University, Panagal, Nalgonda- 508001. **Mahatma Gandhi University, Panagal, Nalgonda- 508001.

P.HIMA BINDU*; V.SNEHA JAIN** *CMR College of Engineering and Technology, Kandlakoya, Medchal Road. **CMR College of Engineering and Technology Kandlakoya, Medchal Road.

DR. G. V. KOKKALKI* *Department of Commerce, CSI College of Commerce, Dharwad

DR. ABHIK MUKHOPADHYAY* *Sabang Sajanikanta Mahavidyalaya, Paschim Medinipur, West Bengal.