ANIRUDDHA SARKAR*; SUVARUN GOSWAMI** *Junior Research Fellow, Department of Commerce, The University of Burdwan, Burdwan – 713104 , West Bengal, India. **Assistant Professor, Rishi Bankim Chandra Evening College, Naihati, North 24 Parganas , West Bengal, India

DR. AMISHA GUPTA*; NEHA AGGARWAL** *Assistant Professor, The Business School, University of Jammu, Jammu. **Research Scholar,The Business School, University of Jammu, Jammu.

DR. VIQAR ALI BAIG*; DR. JAVAID AKHTER** **13, G Street, Old IIT Campus, IIT Delhi, Hauz Khas, New Delhi – 110016, Assistant Prof. Lingayas University ** Professor & Dean, F/O Management Studies and Research, Aligarh Muslim University, Aligarh – 202002 India.

BIDYUT JYOTI BHATTACHARJEE* *Assistant Professor, B. H. College, Howly, P.O. Howly, District Barpeta, Assam – 781316, India.

BIDYUT JYOTI BHATTACHARJEE* *Assistant Professor, B. H. College, Howly, P.O. Howly, District Barpeta, Assam – 781316, India.

REKHA KAUSHIK*; POONAM KHANNA** *Lecturer,MMIHM, MM University, Mullana. **Senior Demonstrator, PGIMER, Chandigarh.

DR. PARUL KHANNA*; MR. ANIL KUMAR** * Assoc. Prof. &Dean R&D Institute of Management & Technology, Faridabad. ** Research Scholar, Amity.

DR MONITA* * Punjabi University Regional Centre for IT and Management, Mohali

DR. DARAKHSHAN ANJUM* *Assistant Professor, School of Management Studies, Baba Ghulam Shah Badshah University, Rajouri, Jammu and Kashmir – 185131.