DR. MOHD. RAZI-UR-RAHIM* *Assistant Professor, Aligarh Muslim University, Aligarh.

DR. HETAL PANDYA* *Assistant Professor, Dr. Babasaheb Ambedkar Open University, S. G. Highway, Ahmedabad

DR. LUXMI*; HARLEEN KAUR** *Sr. Lecturer, University Business School, Panjab University, Chandigarh -160014. **Research Scholar, University Business School, Panjab University, Chandigarh-160014.

S.P.KARUPPASAMY PANDIAN*; ELAVARASI.R**; G.ARUN SHANKAR*** *Assistant Professor, KPR School of Business, Coimbatore, India. **Department of Management Studies, Pondicherry University, Pondicherry-605007. ***KPR School of Business, Department of Management Studies, Madathukulam ,Taluk.

ER. VARUN NAYYAR*; ER. KANWAL GURLEEN** *Assistant Professor, Apeejay Institute of Management, Jalandhar. **Assistant Professor, Apeejay Institute of Management, Jalandhar

UMAKANTA TRIPATHY*; PRAGNYA LAXMI PADHI** *Lecturer in Economics & Management , Silicon Institute of Technology, Sambalpur. **G.M (Auto) College, Sambalpur.

DR. KAVITA CHAVALI*; MS. KARTHIKA.S** *Associate Professor, Alliance University, Bangalore – 562106. **Research Associate, Alliance University, Bangalore – 562106

DR. BHUVNENDER CHAUDHARY*; SAURABH TRIPATHI**; NIDHI SINGH*** *Dean, Department of Management Studies, Phonics Group of Institutions, Roorkee, Uttarakhand. **Assistant Professor, Department of Management Studies, Phonics Group of Institutions, Roorkee, Uttarakhand. ***Lecturer, Department of Management Studies, Dev Bhoomi Institute of Technology , Dehradun.

DR. BHUVNENDER CHAUDHARY*; SAURABH TRIPATHI**; NIDHI SINGH*** *Dean, Department of Management Studies, Phonics Group of Institutions, Roorkee, Uttarakhand. **Assistant Professor, Department of Management Studies, Phonics Group of Institutions, Roorkee, Uttarakhand. ***Lecturer, Department of Management Studies, Dev Bhoomi Institute of Technology , Dehradun.

K.LAKSHMANA RAO* *Department of Commerce and Management Studies, Andhra University, Visakhapatnam – 530003, Andhra Pradesh, India.