1 Dr. Kamal Haider, 2 Tabassum Azra Siddiqui, 3 Noor Muhammad, 4 Khurram Shahzad

1 Muhammad Fayyaz Aslam, 1 Naeem Abbas, 2 Khurram Shahzad, 3 Nassar Iqbal 1 Government College of Commerce Sargodha, Pakistan 2 Hamdard University, Karachi, Pakistan 3 University of Gujrat, Narowal, Pakistan

CHARANJEEV SINGH* *Associate Professor, Department of Public Administration, Panjab University, Chandigarh, India.

DR. ASIT RANJAN SATPATHY* *Department of Finance, Seemanta Engineering College, Jharpokharia, Mayurbhanj, Odisha – 757086. India.

SIRIVELLA VIJAYA BHASKAR*; DR. B.R MEGHARAJ** *Former I.T Global Delivery Manager and Research Scholar, S.K Institute of Management (SKIM), Sri Krishnadevaraya University, Anantapur- 515 003, A.P, India. **Professor in Management, S.K Institute of Management (SKIM), Sri Krishnadevaraya University, Anantapur- 515 003, A.P, India.

T. SUGANTHA LAKSHMI* *Assistant Professor, School of Management Studies, Anna University of Technology, Coimbatore.

SHIVANI BATRA* *Ph.D. Scholar, Department of Public Administration, P.U. Chandigarh, India.

VAISHALI C. KADU* *Assistant Professor, Sinhgad Institute of Management, Vadgaon(Bk),Pune-41, India.

DR. BHAVET* *M. M. Institute of Management, Maharishi Markandeshwar University, Mullana – 133203, Ambala, Haryana.

MS. VEENA PANJWANI* Assistant Professor, Economics Jagran Institute of Management. Kanpur,U P, India.