Dr. Dhiraj Sharma, Faculty, School of Management Studies, Punjabi University, Patiala 147002, Punjab, India. Cell No.: +91-98725-75674 Dr. R.K Uppal, Faculty, Department of Economics,DAV College, Malout, Punjab, India.

Deepak Tandon, Professor LBSIM, Lal Bahadur Shastri Institute of Management, Sector 11 , Dwarka, New Delhi -110022,

Deepak Tandon, Professor LBSIM, Lal Bahadur Shastri Institute of Management, Sector 11 , Dwarka, New Delhi -110022,

Navdeep Kumar Gandotra, Assistant Professor, PG Department of Commerce & Business Administration, Lyallpur Khalsa College, Jalandhar.

Dr. Harsh Gandhar., Assistant Professor in Economics, University School of Open Learning, Panjab University, Chandigarh

Dr. R.K. Uppal, Director, ICCSR Sponsored Major Research Project, D.A.V. College, Malout (Punjab)

Dr. R.K. Uppal, Director, ICCSR Sponsored Major Research Project, D.A.V. College, Malout (Punjab)

Dr Ashok Khurana, Associate Professor, P.G.Department of Commerce, G.N.Khalsa College, Yamunanagar **Ms Kanika Goyal, Lecturer in Commerce & Management, Hindu Girls College, Jagadhri (Haryana) ***Prof Roshan Lal, Professor, Faculty of Business Management, MM Institute of Management, Maharishi Markandeshwar University, Mullana –Ambala (HR) India,

*Dr. Babli Dhiman, Assistant Professor, Lovely Honors School of Business, Lovely Professional University, Phagwara. **Mr. Amrit Pal, MPhil Student, Lovely Honors School of Business, Lovely Professional University, Phagwara ***Mr. Narender Kumar Dhiman, Researcher and Investor in Financial Market

*Dr. Mandeep Singh, Associate Prof Deptt. Of Economics, G. N. Khalsa College, Yamuna Nagar (Haryana) *Harvinder Kaur, Associate Prof .Deptt.of Commerce, G.N.Girls college, Yamunanagar