H. KAVITHA*; SOUJI. G**; DR. R.PRABHU*** *Legenda Education Group, Malaysia. **Berjaya University College, Malaysia. ***Government Arts College for Men, Krishnagiri, India.

DR.SURESH CHANDRA BIHARI* *Professor in Finance, IBS, Hyderabad.

NIDHI GARG*; DR. H.R. YADAV** *Research Scholar, Singhania University, Jhunjhunu. Assistant Professor, Ahir College, Rewari – 123401. **Associate Professor, Ahir College, Rewari – 123401.

DR. AMALENDU BHUNIA*; MR. SOMNATH MUKHUTI** *Reader in Commerce, Fakir Chand College, University of Calcutta, Diamond Harbour, South 24 – Parganas – 743331, West Bengal, India. **Research Assistant, University Grant Commission, India. Research Scholar, IGNOU.

SATENDRA THAKUR*; DR. A. P SINGH** *Assistant Professor, Department of Management, RKDF Group of Institute, Gandhi Nagar, Bhopal. **Director, Maharana Pratap College of Management, Bhopal.

SUVARUN GOSWAMI*; ANIRUDDHA SARKAR** *Assistant professor in Commerce, Rishi Bankim Chandra Evening College, Naihati , 24 Parganas, North, West Bengal. **Junior Research Fellow, Department of Commerce, The University of Burdwan, Burdwan -713104, West Bengal.

DR. N. BRINDHA*; DR. P. PALANIVELU**; DR. S. MOHANDAS*** *Associate Professor in Management Studies, Karpagam College of Engineering, Coimbatore -32. **Professor, Department of Management Studies, Karpagam University. ***Professor & Director, SVSIM, SVS College of Engineering.

SRI. PHILIP MODY*; MS. DEVI BARUAH** *Assistant Professor, Department of Commerce, Rajiv Gandhi University Rono Hills, Itanagar, Arunachal Pradesh. **Assistant Professor, Department of Commerce, Rajiv Gandhi University Rono Hills, Itanagar, Arunachal Pradesh.

ACHIN SABHARWAL*; MONA GOEL** *Tecnia Institute of Advanced Studies, Affiliated to GGSIPU, Delhi. **Tecnia Institute of Advanced Studies, Affiliated to GGSIPU, Delhi.

DR.K.APARNA* *Assistant Professor, Department of Business Management, Telangana University, Nizamabad, A.P.