PROF. MANISHA A. KUMBHAR*; DR.V.D. NANDVADEKAR** *Associate Professor, Sinhgad Institute of Management, Pune-41. **Director SIOM-MCA, Sinhgad Institute of Management, Pune-41.

B. S. MUDHOLKAR* *Assistant Professor, School of Commerce & Management Sciences, S.R.T.M. University, Nanded, India.

PROF. HIMANSHU TIWARI*; NEHA KACHADE** *Faculty, Datta Meghe Institute of Management Studies, Atrey Layout, Nagpur. **Faculty, Datta Meghe Institute of Management Studies, Atrey Layout, Nagpur

K. B. SINGH* * Assistant Professor, Birla Institute of Technology, Mesra.

AMARJIT GILL* *College of Business Administration, TUI University, 5665 Plaza Drive, CA, 90630, USA.

JASPREET KAUR*; NAMITA MAINI KOHLI** *Assistant Professor, Department of Commerce, Sri Aurobindo College of Commerce and Management, Ferozepur Road, Ludhiana. **Lecturer, P.G. Department of Commerce, G.N. Khalsa College for Women, Gujarkhan Campus, Model Town, Ludhiana.

DR. OOMMEN ZACHARIAH* *Associate Professor in Economics, St.Thomas College, Kozhenchery, Kerala, India.

ER. SHIVINDER PHOOLKA*; MS. HINA JUNEJA** *Assistant Professor, Punjabi University Regional Centre for IT and Management, Mohali. **Assistant Professor, Punjabi University Regional Centre for IT and Management, Mohali.

DR. G. RAMA KRISHNA*; MR. PILLALAMARRI BHASKAR**; DR. M. MADHU LINCOLN***; PROF. K. GOPAL**** *In-Charge, Department of Management, Rayalaseema University, Kurnool, A.P. 518002. **Research Scholar, Rayalaseema University, Kurnool. ***Director, Sri Gokula College of Management Studies, Kolar, Karnataka. ****Admas University College, Hargeisa Main Campus, Hargeisa, Somaliland, North East Africa.

PROF. LALIT KUMAR SHARMA* *Assistant Professor, *ITS- Management & IT Institute, Mohan Nagar, Ghaziabad.