MR.SANTHOSHA SHETTY G* *Assistant Professor, Department of Commerce, Manipal University, Manipal, Karnataka.

NISHITH NAGAR*; DR. ENID MASIH**; DR. DEVARAJ BADUGU*** *Research Scholar, Sam Higginbottom Institute of Agriculture, Technology & Sciences, Allahabad. **Sr. Assistant Professor, Sam Higginbottom Institute of Agriculture, Technology & Sciences, Allahabad. ***Associate Professor, Sam Higginbottom Institute of Agriculture, Technology & Sciences, Allahabad.

IRAJ ESKANDARIN*; Dr. S.ARUN DAS** *Research scholar, DOS in Geography, University of Mysore, Mysore – 570006. **Assistant Professor, DOS in Geography, University of Mysore, Manasagangotri, Mysore – 570006.

DR. SUSHAMA SUBHASH DESHMUKH* *Associate Professor & H.O.D., Commerce Department, Mahila Mahavidyalay,Amravati, M.S., India.

DR. SUSHAMA SUBHASH DESHMUKH* *Associate Professor & H.O.D., Commerce Department, Mahila Mahavidyalay,Amravati, M.S., India.

DR. JOGINDER SINGH*; DR. RAMNIWAS** *Smt. Shanti Devi Institute of Management, Saharanwas, Rewari. **Smt. Shanti Devi Institute of Management, Saharanwas, Rewari.

G. RADHIKA*; DR. V. BALAJI** *Ph.D Part-Time (Commerce) Research Scholar, Salem Sowdeswari College, Salem, Tamil Nadu, India. **Assistant Professor of Commerce, Salem Sowdeswari College, Salem, Tamil Nadu, India.

DR. SURESH SHANBHOGUE*; MS. AMITHA SHANBHOGUE** *Joint Director, Directorate of Planning Statistics and Evaluation, Government of Goa, Junta House, Panaji, Goa – 403001. **Assistant Professor, S.S. Dempo College of Commerce and Economics, Panaji, Goa – 403001.

DR. SUMNINDER KAUR BAWA*; NAVJEET KAUR** *Assistant Professor, Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab. **Research Fellow, Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab.

CHARANJEEV SINGH*; SHASHI BALA**; RAGHAV KHANNA***; R.K. SHARMA**** *Associate Professor, Department of Public Administration, Panjab University, Chandigarh. **Associate Professor, Department of Commerce, G.K.S.M Government College, Tanda Urmar, Hoshiarpur, Punjab. ***Research Scholar, Department of Public Administration, Panjab University, Chandigarh. ****Professor, Department of Public Administration, University School of Open Learning, Panjab University, Chandigarh.